Annual Budget 2027
One page for the whole year: income, spending by category, what you saved each month and how the year is going.

Try it here
A live demo of the app with a made-up example. Nothing you do here is saved or sent anywhere. In your download you start with an empty planner of your own.
Protected by ZeroUploadThe app works on your device. Your entries are never uploaded.
What it does
Month by month
- 5 income lines and 15 spending categories
- Type the actual amounts at the end of each month
- Plan versus actual for every line
The year on one screen
- Income, spending and savings for each month
- Best month and average month
- Where the money went, by category
Easy to start
- Category names are ready, rename them if you like
- Monthly plans in Settings
- Empty months simply stay at zero
Works for 2027
- Months and totals for the whole 2027 year
- Same formulas in all four looks
- Arabic file reads right to left
Watch the walkthrough
Inside the download











Questions
Where do I buy?
On Etsy only: every “Buy on Etsy” button opens our EnveloSheets shop. After payment Etsy gives you the download right away. This site does not take payments.
What is in the download?
A START HERE guide and an archive with folders for Excel, Apple Numbers, Arabic and the app. The guide has a button for every look that makes your own copy in Google Sheets.
Where is the example?
In every file: your empty planner comes first, then a tab called Example with a filled-in sample. The example never mixes with your numbers.
Do I need an account or a subscription?
No. You pay once on Etsy. The spreadsheets and the app work on their own, without any account.
Where is my data?
In your own file: your Google Drive copy, your Excel or Numbers file, or the app on your device. We never see your numbers.
Can I move my entries between the app and the spreadsheet?
Yes. In the app: Settings → “Import from Envelo Excel” and “Export to Envelo Excel”. Only your entries move; the spreadsheet does its own math. From Numbers or Google Sheets, save the file as Excel (.xlsx) first.
Does changing the currency convert my amounts?
No. It changes the symbol only; the amounts stay exactly as you type them.
Are the formulas locked?
In Excel and Numbers the formula cells are locked against accidental typing. In your Google Sheets copy they show a warning before you change them – the copy is yours, so you can still edit everything.
Which languages?
English, Spanish, French, German, Portuguese, Italian, Dutch, Polish, Russian and Hindi in one file, plus a separate right-to-left Arabic file.